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By: Devvy

April 19, 2005

The "Federal" Deposit Insurance Corporation is another sweetheart deal like the privately owned "Federal" Reserve. The FDIC in an "independent" agency of the federal government created in 1933. Like the "independent" U.S. Postal Service which has their own corporate logo, the FDIC receives no Congressional appropriations. It funds itself from premiums that bank and thrift institutions pay for deposit insurance coverage and from earnings on investments in U.S. Treasury securities. Another incestuous affair so familiar in the District of Criminals, er, District of Columbia.

What does this have to do with arresting and putting FDIC officials on trial? For those who might have a blas� attitude about the on-going invasion by illegals, then I respectfully encourage you to sit down with a cup of coffee, tea or milk and read the writings of super champ, Frosty Wooldridge. Between the diseases, massive drug smuggling and crime being imported wholesale by these criminals who break the law to smuggle themselves into our country, the financial impact is beyond staggering.

These illegals are not "immigrants" in the traditional definition of immigrant. My grandparents came here on the boat from Sicily by quota. They had to speak and write English before they could even get on the boat and there was no welfare when they got here - after they waited years on a list. The same with my dad's parents who came from Munich, only to be called dirty krauts, even though grandpa was a highly educated physicist who never took a penny in welfare. His son, my dad, grew up and served with honor in the U.S. Navy.

Last year here in California it cost the hard working citizens an astronomical $10.5 BILLION dollars to support illegal aliens, provide education for their children who are here illegally and medical treatment which is literally causing hospitals to shut their doors for good. California is already tens of billions of dollars in the hole because of our legislature. Hey, Governor Arnold - listen up: Give me $10.5 BILLION dollars and I will build an electric fence 12 feet high with enough concertina wire to keep out the massive hordes along the entire California - Mexican border. Wow! Just think of the jobs I could create! Governor Arnold Schwarzenegger hasn't lifted even one of his famous steroid pumped pinky's to stop the invasion by illegal aliens into California. Well, the Republicans in this state wanted this new world order facilitator instead of a true constitutionalist like Tom McClintock and look what they bought for their money.

Break the law, go to jail because as Judicial Watch's slogan says: NO ONE IS ABOVE THE LAW.

This is an excerpt from Lou Dobbs show (CNN) on March 21, 2005: (Other transcripts of his shows that expose the deliberate and utter failure by Congress and Bush to stop this invasion can be found here.

"The Federal Deposit Insurance Corporation is encouraging banks to sign up illegal aliens in the banking system, calling the growth of the market "a compelling incentive for U.S. banks to enter this largely untapped market." And the FDIC program demonstrates that unbanked Latin American immigrants can be brought into the financial mainstream.

"But there are clear laws on the books for the integrity of the immigration system. United States criminal code, "It is a crime punishable by 10 years in jail for aiding and abetting someone in this country illegally for commercial gain." And the Bank Secrecy Act of 1972 makes it clear banks must know their customer, and any illegal activity must be reported to the government."

The FDIC, this "independent" government operation is knowingly and willfully encouraging their organization and its employees to break the law and they are openly and blatantly violating federal immigration law.

Illegal aliens, regardless of country of origin are criminals because they violate our laws by smuggling themselves into our country. Their only "right" is immediate deportation, regardless of what sleezy, sycophant Vicente Fox wants or threatens. Fox is a good friend of our current president. George Bush, Jr., not only encourages illegal aliens, he had the gall to call those patriotic Americans, The Minutemen, "irresponsible vigilantes." In other words, America is saddled with a president who promotes lawlessness and is flagrantly ignoring his oath of office in favor of further promoting a "seamless" continent.

It is beyond reprehensible for anyone, regardless of what title sits on their desk, to encourage any individual, bank or bank officer or employee to solicit business with illegal aliens. It is also illegal. If any bank employee, regardless of the title they wear, knowingly aids and assists any illegal, regardless of country of origin, open a bank account, apply for a mortgage, auto loan or anything else, then they are breaking federal immigration law and should be arrested and put on trial.

No one is exempt from the law. For the FDIC to encourage lawlessness because of what they call "the growth of the market" being a compelling incentive for "U.S. banks to enter this largely untapped market," has got to be the most insane kool aid talk I have ever heard in my life. It doesn't matter how nice an illegal might be or whether or not they go to church on Sunday. These criminals break the law to enter this country, they have no rights and are subject to immediate deportation, not bank loans.

Take your money elsewhere

It's also time for the American people to fight back using their checkbooks. According to a column by Keith Benman, NW Indiana Times, September 20, 2004:

"TCF Bank is the first bank to open the door to home loans for undocumented immigrants in Northwest Indiana; Fifth Third Bank plans to follow suit this month. TCF and Fifth Third will be among the largest banks in the United States to offer the new loans. They join about 15 other banks in the Midwest to do so.

"'Most of these folks want to become U.S. citizens, so there is a good intent here,' said David Creel, TCF Bank vice president for marketing. 'We believe everyone should have the opportunity to own a home. It's as simple as that.'

"In Northwest Indiana, Fifth Third figures to have an advantage in marketing the loans with 27 full-service branches scattered throughout the region. TCF Bank operates six in-store branches in Northwest Indiana, mainly at Jewel-Osco stores."

I've got news for David Creel: Knowingly aiding and abetting illegal aliens is against the law. If you know someone is an illegal, you call INS, you don't do business with them. Companies are fined all the time for employing these criminals (illegals), yet banks are now openly soliciting and doing business with them? If I lived in the same city as David Creel I would demand his arrest. Maybe a few of them convicted and sent to a federal prison for five or ten years might send a clear message to the honchos at all these other banks.

Why is that so hard for seemingly educated people like David Creel to understand the word illegal and what this invasion is doing to our Republic? Would you offer to open a bank account for someone you knew to be a rapist, murderer, drug smuggler or terrorist? I've got news for Creel: just read Frosty Wooldridge's thoroughly documented columns and that's exactly the garbage, riffraff and criminals smuggling themselves across the border, yet this TCF bank VP is telling us "there is a good intent here" because these criminals want to get a home loan?

Mr. Benman's column continues with this:

"These banks face challenges from critics such as the Federation for American Immigration Reform, which charges that banks are putting profits before security. It also says people in the United States illegally should not be extended the same benefits at those who have gone through proper immigration channels.

"The criteria for making home loans to undocumented immigrants is the same as for anyone else, Saul Boscan, a vice president and director of special initiatives at Fifth Third, said. The bank wants to see a steady income and acceptable credit history."

Here's another victim of mind melt. Illegal aliens are not "undocumented immigrants." They are criminals who break our laws. Illegals acquire phony social security numbers or simply buy stolen ones on the black market to build themselves an "acceptable credit history." Saul Boscan should be arrested and tried along with the rest of his banking buddies. Not only is he aiding and abetting criminals, he is helping to make sure the black market for stolen identities grows even bigger.

More from Benman's column:

"A year ago, this opportunity just didn't exist.' Fifth Third already has a waiting list for the loans, according to Craig Pratt, a Fifth Third senior vice president based in Merrillville. TCF, which markets them under the name 'My American Home,' has closed on more than 10 since starting to offer them in late July, according to TCF's Creel. "We know the potential of the market could be one-half million individuals in Illinois and Northwest Indiana,' Fifth Third's Boscan said. We estimate this is a segment of the market that will provide the kind of growth we are looking for in our consumer-lending division."

"Some downplay risks, look to Chicago Consulate Mortgage insurance companies also have been hesitant to insure such loans, because the threat of deportation hangs over undocumented immigrants. But some mortgage insurance companies are taking a second look at the market and finding it is not high risk, according to Michael Frias, a community affairs officer with the Federal Deposit Insurance Corp. Many banks find they have no delinquencies and no defaults with the loans, Frias said. Three mortgage insurance companies now offer insurance for such loans."

Frias also needs to be arrested and tried for aiding and abetting these criminals who smuggle themselves into this country in violation of our laws and put on trial. Mortgage insurance companies are "taking a second look at the market (illegals) and finding it is not high risk?" Oh, that's just great. Remember: Banks and savings institutions pay the FDIC to insure your money. Where does that money they pay in premiums to the FDIC come from? You. In higher borrowing rates and bank charges. So, not only are these bankers knowingly breaking the law, they're giving you the shaft by forcing you to pay for supporting illegal activities by these nitwits.

Here's the one I really like from Benman's reporting:

"In the past, banks and mortgage lenders have required loan applicants to provide Social Security numbers when applying for mortgages. Since people in the United States without valid work visas or green cards cannot obtain Social Security numbers. They are unable to borrow money to buy homes. TCF Bank does not require Social Security numbers for its 'My American Home' loans, and Fifth Third will not require them for its new product. Instead, both banks will accept Individual Taxpayer Identification Numbers issued by the Internal Revenue Service to check on creditworthiness. Both banks are part of the New Alliance Task Force, a consortium of banks, financial institutions and the Mexican Consulate in Chicago. The consortium was formed in May 2003 to expand banking services to immigrants. The consortium has concentrated on undocumented immigrants, who traditionally have been shut out of banking services. In the first 18 months, consortium banks opened 50,000 accounts for formerly 'unbanked' immigrants."

This banking consortium is deliberately concentrating on illegals they have labeled "undocumented workers" to pass the politically correct test. Hello, out there, America. Where the hell is the Department of Justice on this? This bank consortium has opened a half million bank accounts for criminals (illegals) while DOJ and Congress sit on their worthless backsides.

One constitutional scholar I know who asked to withhold his name, had this to say:

"What? Since when can illegals get a bank account without a social security number? Just try to do that as an American with your local banker whether you know him or not -- it cannot be done. If illegal aliens are doing it and the banks are condoning it, then they (the banks) are not only breaking their own rules but may be infracting the recently introduced 'Know Your Customer' regulations given to us by our representatives on Capitol Hill...Where is your outrage America?"

Does anyone wonder why this invasion has succeeded so well? You've got a president and Congress who sit and twiddle their fingers and now consortiums of banks that knowingly aid and abet criminals for a "growing market." And, you can't open a bank account without the insidious social security number, but ILLEGALS are given a free pass.

It's time to fight back and fight hard. If you do business with any bank that is doing business in any capacity with illegal aliens move all your money out of that bank. Once you've closed all your business out, take the time to write the head idiot a short letter and tell them that you have removed all your money from their bank and are encouraging all their friends, family and business colleagues to do the same. If they want to break the law and encourage this invasion of criminals, you will not do business with them. Their profits will not be coming from my wallet. You can take money to the bank that I will refuse to do business with any bank or savings and loan that knowingly encourages and does business with criminals (illegals).

More banks who do business with illegals

Mitchell Bank in Milwaukee, James Maloney, chairman. He should be arrested and put on trial for violation of federal immigrations laws. He knowingly and willfully does business with illegals (criminals).

Neighborhood Housing Services of America based in Oakland, Calif., Banco Popular in Houston, and the Self-Help Credit Union based in Durham, N.C. Same treatment as Maloney.

Second Federal Savings of Chicago. Same treatment as Maloney.

Altura Credit Union and Bank of America

I encourage everyone to call their bank and ask them point blank if they are opening accounts or giving loans to illegals and that includes ITIN mortgage loans. If they respond yes, close out all your accounts. Do you know what will happen if 30-40 million people do this? You got it: the bank manager is going to be out of a job.

If you find out any bank is conducting business with illegals (criminals), call the U.S. Prosecutor in your area and demand this individual be charged with violation of federal immigration laws and that you want them arrested and charged. Employers are fined for hiring them and bank officials should be thrown in jail for doing business with them.

If you live in a city where there is an FDIC headquarters, contact the U.S. prosecutors office and demand their officers are arrested and tried for violation of federal immigration laws. I'm dead serious. Contact your worthless member of Congress and tell them you want these people arrested and tried for violation of federal immigration laws. While most of us are unable to get down to Arizona and join the Minutemen, we can turn up the fire in our own cities and towns all across America.

I'm going to add a section to my web site right on the front page which will list any bank or savings institution that is doing business with illegals (criminals). If you find out your bank is engaged in such illegal activities, send me the proof, the name of the bank and the location and we'll start posting all of them so the American people will know who not to do business with. The only thing banks understand is money and I say it's time to bankrupt them if necessary. If the bank managers don't get it, their employees will when thousands of customers take their business elsewhere. Either we're going to fight back or we will lose this war.

Congress isn't going to stop this invasion, all we're going to see is more bandaids and bluster. Neither will new world order facilitator George Bush, Jr. It's up to we the people to force the crack down. Let us all follow the example of the Minutemen by doing our part. Use the power of the pocket book to starve these banks and put big time heat on U.S. prosecutors to uphold the law and go after these bank presidents, managers and employees who are breaking the law, helping to promote an even bigger black market for theft identity and providing an even bigger incentive for criminals and terrorists to smuggle themselves across the border.

For Congress to even consider any kind of amnesty program is an outrage, yet the U.S. Senate is scheduled to vote Tuesday, April 19, 2005, on giving amnesty to millions of illegals. You might wish to call your counterfeit senator and express your opinion: US Congressional Switchboard Toll-free Numbers: 1-877-762-8762 and 1-866-808-0065.

We must clean out Congress in 2006 with the exception of Ron Paul and Tom Tancredo. These worthless employees have had decades to do their job. How long do you continue to reward employees who don't perform? They haven't, so it's time to fire them. No more excuses that they're pro-life, pro-abortion, pro-gun, anti-gun or pro/anti whatever. The American people simply cannot continue to give their elected public officials a free pass based on their pet issue. The bigger picture is staring everyone in the face and it spells disaster. This invasion is a health crisis, the negative impact on our economy is well documented and it's a national security breach. For assistance on how to run for office and really take back America, see Operation Clean Sweep.

� 2005 Devvy Kidd - All Rights Reserved

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Devvy Kidd authored the booklets, Why A Bankrupt America and Blind Loyalty, which sold close to 2,000,000 copies. Devvy appears on radio shows all over the country, ran for Congress and is a highly sought after public speaker. Get a free copy of Why A Bankrupt America from El Dorado Gold. Devvy is a contributing writer for

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We must clean out Congress in 2006 with the exception of Ron Paul and Tom Tancredo. These worthless employees have had decades to do their job. How long do you continue to reward employees who don't perform?